Commercial Lines Underwriting Internship - Liberty Mutual

Liberty Mutual’s U.S. Retail Markets (USRM) organization provides insurance products and services to individuals and small businesses across the United States. Within Commercial Lines, underwriters partner with independent agents and business owners to evaluate risk and protect small businesses against operational hazards.

The Commercial Lines Underwriting Internship is an 11-week early talent program designed to introduce students to commercial insurance fundamentals. Working alongside experienced underwriting professionals, you will learn how to evaluate business operations, conduct risk assessments, negotiate policy terms, and make data-driven decisions that align customer protection with sound business outcomes.

Key Responsibilities

• Risk Assessment & Analysis: Evaluate commercial business operations, property/casualty liability exposures, and financial information to determine insurance eligibility.
• Underwriting Decision-Making: Apply analytical frameworks to price policies, define coverage terms, and balance risk selection against profitability.
• Relationship Management: Partner with independent agents, brokers, and internal sales teams to deliver customer-centric insurance solutions.
• Commercial Portfolio Exposure: Gain practical exposure to small business insurance products, market dynamics, and underwriting guidelines.
• Professional Development: Participate in structured networking, executive speaker events, and underwriting case competitions.

Requirements

Academic & Program Eligibility

• Pursuing a Bachelor’s degree in Risk Management & Insurance, Economics, Business, Finance, or a related quantitative field.
• Expected graduation date with at least one semester remaining following Summer 2027.
• Minimum cumulative GPA of 3.0 or higher.
• Available for full-time work (40 hours/week) during one of the set 11-week program windows:
  • Option 1: May 17, 2027 – July 30, 2027
  • Option 2: June 1, 2027 – August 13, 2027
• Must possess permanent work authorization in the United States.

Experience & Skills

• 0–2 years of professional or internship experience.
• Strong analytical, quantitative problem-solving, and critical-thinking skills.
• Demonstrated negotiation, decision-making, and interpersonal communication capabilities.
• Commitment to customer service and a desire to complete professional insurance designations (e.g., CPCU, AU) post-graduation.

Application & Selection Logistics

• Rolling Admissions: Interviews and offers are extended on a rolling basis. Interested candidates are encouraged to apply early before the posting closes.