Senior Software Engineer, Membership Experience at Chime

Chime is a fintech company offering banking services and personal loans to millions of members. Chime Engineering is growing rapidly as we scale to support the financial needs of our members. We are looking for driven engineers to join our Membership team, where you'll work across the full stack, building and evolving the features that deepen member engagement, drive retention, and deliver ongoing value through Chime's membership experience.

Key responsibilities

• Design, develop, test, and scale features across backend services and front-end surfaces that power membership benefits, rewards
• Build and iterate on APIs and UI components that deliver a seamless, high-quality member experience in Chime's mobile app
• Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments
• Apply a metrics-driven mindset to decision-making and prioritize efforts based on member and business impact
• Proactively identify opportunities to improve system reliability, performance, and scalability across the stack
• Contribute to a culture of technical excellence through mentorship, code reviews, and driving best practices

Requirements

• 5+ years developing software in a production environment at scale
• Proven experience with Ruby on Rails or comparable frameworks
• Proficiency with modern front-end technologies (e.g., React, React Native, or TypeScript-based frameworks)
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact
• A collaborative spirit and strong communication skills, with experience working cross-functionally
• Experience working with transactional databases, caching systems, and API design

Location and schedule

• Onsite in San Francisco, California

Salary and benefits

US base salary $164,000 to $227,000 a year. Chime also offers benefits; the full list is on the posting.

How to apply

Apply on the company's own site.