Software Engineer, Lending at Chime (San Francisco)

Chime is a fintech company offering banking services and personal loans to millions of members. As a Software Engineer in Lending, you’ll work at the seam between member-facing products and the platforms that make them possible. This is a role for engineers who want to own more than a single service or feature area.

Key responsibilities

• Independently own and deliver features end-to-end
• Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
• Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app
• Collaborate with cross functional teams to understand member pain points and come up with solutions
• Proactively identify opportunities for improving the reliability and scalability of our systems
• Work across the engineering team to improve and uphold high technical standards

Requirements

• 3+ years building and operating production software at scale
• Experience with Ruby on Rails (or comparable frameworks) designing and running APIs
• Strong grasp of relational databases and caching, including safe schema changes/migrations
• Familiarity with distributed systems fundamentals (async processing, idempotency, retries, backfills)
• Commitment to maintainable, well-tested code — including improving existing systems, not just shipping new ones
• Clarifying requirements, weighing tradeoffs, delivering incrementally

Location and schedule

• Onsite in San Francisco, California

Salary and benefits

US base salary $133,000 to $184,000 a year. Chime also offers benefits; the full list is on the posting.

How to apply

Apply on the company's own site.