Group Product Manager - CEO New Bets & Fintech

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time with no hidden fees, no surprises, and no tradeoffs on what matters most.

The ZT1 Labs group is a elite, senior team of product and engineering experts working directly with Affirm's CEO on the company’s most critical new bets. As a Group Product Manager in ZT1 Labs, you will serve as a hands-on builder taking on highly ambiguous, cross-functional opportunity areas where the upside is company-defining. In this individual contributor role (with no direct people management responsibilities), you will own a portfolio of zero-to-one initiatives—defining vision, executing AI-driven UI/UX prototyping, authoring copy, analyzing funnels, and partnering with executive leadership to transform high-level concepts into durable, scalable business units.

Key Responsibilities

• Zero-to-One Lifecycle Ownership: Drive the complete product lifecycle for new bets and platforms—from discovery, hypothesis validation, and MVP definition to launch and iterative scaling.
• Hands-On AI Prototyping & UX Design: Build and iterate on working UI/UX prototypes using AI design and development tools; author all customer-facing copy from onboarding flows to in-product guidance.
• Data & Experimentation Self-Sufficiency: Independently analyze user behavior, build conversion funnels, and run end-to-end A/B experiments (hypotheses, test designs, analytics, and iterations) without relying on dedicated data scientists.
• Executive Partnership & Strategy: Partner directly with the CEO and executive leaders to translate ambiguous ideas into multi-quarter product roadmaps, framing commercial trade-offs and success metrics (GMV, conversion, retention, margin).
• Cross-Functional Influence: Lead matrixed pods (engineering, design, risk, capital markets, operations, legal) across core product groups to align ZT1 incubation roadmaps with core platform architectures.
• Product Craft Leadership: Establish repeatable decision frameworks, execution standards, and prototyping patterns that elevate zero-to-one product development across Affirm.

Requirements

Product Management Depth & Execution

• 8–10+ years of progressive product management experience with a strong track record of launching and scaling consumer software or platform products.
• 0-to-1 Mastery: Demonstrated experience leading highly ambiguous, zero-to-one product incubations that yielded measurable business impact.
• AI Tooling & Prototyping Fluency: Hands-on mastery of AI tools for rapid prototyping, design, content generation, and data analysis—with the capability to ship working concepts independently.
• Commercial & Strategic Acumen: Strong commercial instincts to contribute to deal structuring, partner negotiations, and monetization strategy when product bets intersect with business operations.
• Technical & Cross-Functional Influence: Proven ability to influence external engineering teams and align senior stakeholders without direct organizational authority.
• High-Agency Execution: Comfortable operating across the spectrum from high-level corporate strategy down to writing specs, designing UX, and digging into edge-case data.

Work Logistics

• Ability to work remotely within the United States.
• Willingness to participate in an interactive in-person onboarding experience.

Preferred Qualifications

• Former founder, co-founder, or early-stage startup product leader experience building products from scratch in fast-paced environments.
• Prior domain experience in fintech, consumer lending, payments processing, banking, or credit networks.

Total Rewards & Benefits

• 100% Employer-Paid Healthcare: Comprehensive medical, dental, and vision insurance with 100% of premiums covered for employees and their eligible dependents.
• Equity & Stock Purchase Plan: Equity rewards package plus Employee Stock Purchase Plan (ESPP) allowing team members to purchase Affirm stock at a discount.
• Monthly Spending Stipends: Monthly stipends to support home office technology, wellness, and health needs.
• Time Off & Onboarding: Flexible time off, generous paid holiday schedules, and an interactive in-person onboarding experience.